Effective Date: 25/05/2025

This Privacy Policy explains how iExpenses – Spending Tracker (“we”, “our”, or “us”) collects, uses, and protects your information when you use our iOS application.

1. Information We Collect

We do not collect personal information such as names, emails, or contact data. All financial data, transactions, and preferences you enter remain stored locally on your device, unless explicitly exported or backed up by you.

2. Local Data Storage

All user data (transactions, categories, settings) is stored securely on your device using Apple’s secure frameworks. No data is transmitted to or stored on external servers controlled by us.

3. Analytics & Crash Reports

We may use Apple’s App Analytics and anonymized usage or crash data to help us improve app performance, identify bugs, and better understand user behaviour. No personally identifiable data is collected.

4. In-App Purchases

Premium features are available through in-app purchases, including:

• Lifetime Premium (One-time purchase)
• Weekly Premium (Optional subscription)
• Yearly Premium (Optional subscription)

All purchases are securely processed by Apple via the App Store. We do not have access to or store any of your payment information.

5. Auto-Renewable Subscriptions

The Weekly Premium is an auto-renewable subscription priced at $4.99 USD per week and The Yearly Premium is an auto-renewable subscription priced at $9.99 USD per year. It unlocks additional features such as unlimited categories, advanced analytics, cloud sync, and data export.

• Payment: Charged to your Apple ID account at confirmation of purchase.
• Renewal: Subscription automatically renews unless canceled at least 24 hours before the end of the current period.
• Management: You can manage or cancel your subscription at any time via your App Store account settings.